Leah Dobyns

Business Strategist | Investment Loan Officer

INVEST WITH IMPACT

Get Funded Now

We provide fast funding and offer expert advice on your next real estate investment.

MEET Business Strategist- Loan officer

Hey, I'm Leah

I believe that God doesn’t just move us toward opportunities; He connects us with the people he wants to bless. My career as a Loan Officer and Real Estate Investor is the "how," but my mission is the "why."

My Story: I started where many people do—wanting more for my family but unsure how to bridge the gap. Through faith and strategy, I mastered the art of "No Money Down" investing, building a personal portfolio, and successfully navigating the world of fix-and-flips.

Close with me for a cause: I donate a portion of my commissions to a foundation that helps with water filtration in Africa. I ensure that our business together has an eternal impact. When we work together, we aren't just moving numbers on a spreadsheet; we are bringing clean, life-saving water to communities in need.

Why Me:

Zero Personal Income Verification: Because we use DSCR, your personal tax returns and debt-to-income ratio don't stop the deal. We focus on the cash flow of the portfolio. We can also package up to 24 properties together. Stop paying different appraisal fees, title fees, and processing costs when you refi. Packaging your assets saves you thousands in upfront capital. We have competitive rates!

I can help you with :

30 Year DSCR Loans-

Based off of Income of Property

Fix & Flip Loans-

Bridge Loans

New Construction Loans

INvesting with a purpose

Make an Impact

A percentage every loan goes to The Out Reach Program as they assist schools and communities with clean water filtration systems to provide potable water to students, staff, and community members.

Each Water Point System provides up to three gallons of water per minute. One system can support as many as 1,200 people per day. To date, we have installed 75 systems, bringing life-sustaining water to more than 45,000 people. This access has improved the overall health of entire communities. Children are able to attend school and adults can focus on providing for their families.

Donate Now

Funding hack

Passive Income Machine

The Portfolio Accelerator

Stop Putting 20% Down

In this video I'll explain how you can use the equity in an investment property to purchase with only 10% down.

Purchased 10 Properties

Excel Your Portfolio

They were able to buy 10 properties with the Passive Income Machine!

Purchased with Bridge Loan.
Pulled Out Equity
Moved into DSCR (30 Year-Term)

Flexible

Loan Options

Bridge w/ Rehab

Short-Term loan to acquire and renovate properties quickly

0-12 Month Term
Up to 90% of Purchase & 100% of Rehab Cost
We Fund Up to 75% of ARV
Closes in 1-3 Days Once Requirements are Met
Competitive Rates Starting at 9.99%
Minimum Loan Amount $75,000

Ground up construction

Short-Term loan to acquire land and construct a property or tear down/rebuild an existing property

0-24 Months Terms with Refi Upon Project Completion
No Personal Income Verification
Closes in 3-6 Weeks Once Requirements are Met
Multi-Unit Properties Accepted
Up to 90% of Project Costs
Single Family Residence, Townhouse/Condo

DSCR/Long-term Rental

Long-Term loan based on Rental Income of Property NOT Personal Income

30-Year Fixed Term
Around 6-8% Interest
Package 2+ Properties for Better Rates
Close in 2-4 weeks. Once Requirements are Met
Minimum Loan Amount $50,000
Purchase/ Rate Term LTV Up To 80%
Cash Out LTV Up To 75%

How to Get Approved

Wondering how it all works? Here are a few of the criteria we take into account.

Apply Here

Tell us about your deal.

Review Application

We review your project, and see your needs.

Fast Approvals

Get Approved

TESTIMONIALS

What others are saying

"My life changed forever"

We use Kingdom Capital for all of our “flips”. They are always able to get us the money we need, easy to deal with, and are true believers in our story!

Not only are they a great lender, but great mentors, too. Countless calls have been made asking for advice on the best decision for long-term ROI.

"Highly recommend this"

I don't think I would've had the courage to do this over and over again. Family is big for me so thanks to Kingdom Capital for helping build wealth for my family.

As far as experience - it was some of the smoothest and fast transactions thus far! Definitely recommend for any flippers and/or investors to give them a call.

"We wanted to invest in our future"

Kingdom Capital gave us a way to scale faster. We would recommend Kingdom capital to any experienced and newer investors.

"From Corporate to Freedom: 10 Properties Changed Their Lives!"

Having someone that understand the process is credical. Their not just a bank their investors as well.

Who is Kingdom Capital

At Kingdom Capital, we are driven by an unwavering commitment to Faith, family values, and community impact.
Guided by principles of integrity, honesty, and compassion, we simplify the financing process for real estate professionals. Our mission is to provide fast, cost-effective solutions that create value for investors, borrowers, and local communities.